Thought Instrument

We often just let life happen to us even when the things in life start to go awry and fall out of pace. In essence, w e have the tendency to have the passenger mentality in life. We succumb to what life has on offer through actions of our own and nobody else.  There are three key points about life we ought to adhere to: Choice, Self-belief, and Determination. There is a short story I like to share: Once there was a girl from the rural part of Russia whose dream is to become a ballet dancer. In order to fulfil her dream, she practiced day and night. She eventually performed very well, and was placed well above the ballet dancers in her age group to succeed. However, as the dance moves got more complicated, she started to experience failures at a higher rate. As a result, her self-belief faltered and doubted her ability to perform at the highest level.  One day, a world renowned ballet dancer was invited to perform in her village where this girl was from. I...

You must always learn to be frugal in life. This is because saving up money is like piecing together a puzzle. You save up a little piece from here and a little piece from there just so that one day, you can finally piece your way up to achieving the freedom that you always long for. You should not be afraid of making financial mistakes, or any mistakes in life for that matter, because mistakes will eventually pass you by. What is left is that these mistakes will teach you the importance of proper financial management.  Never mind the returns may be low in the beginning because you can always learn to pick up higher returns along the way. More importantly, it is how frugal you can be. Without frugality, no amount of money in the world can satisfy your insatiable appetite for spending ever so more.  Lastly, never forget the little footsteps that you make at every step of the way. With patience, every step can let you finish the longest of roads, just...